<h2 id="174052cf-36d2-47b8-924b-a804e0182cb5">Users</h2>
<p>JuicyScore Users are the financial institutions only. Registered in any jurisdiction these institutions must provide certified financial services such as secured or unsecured loans and/or voluntary or obligatory insurance products, etc. Data subject or Subject is a web-site / web-portal visitor or mobile application virtual user who may have been or may not have been identified within the legislation requirements of User’s country operations.</p>


Users

<h2 id="10992f84-7109-4e49-9306-569606c3d9ae">Data exchange</h2>
<p>JuicyScore technology is deeply embedded into User’s operational process and is entitled to exchange data basing on legitimate basis only such as: mutual non-disclosure agreement, agreement of confidentiality with a specified goal, service agreement, license agreement or any other agreement. (EU GDPR, Article 13, legitimate basis).</p>


Data exchange

<h2 id="4510d8f9-d585-4ef3-9f14-2a7bc1e067f4">Purposes</h2>
<p>Collected on User’s web resources Subjects’ data is allowed to be processed by JuicyScore for credit or operational risk evaluation and reduction, or any other types of risk which may lead to financial damage or losses and/or User’s company brand damage or Subject’s damage (EU GDPR, Article 13, legitimate basis).</p>


Purposes

<h2 id="aa85d1cb-a71e-4dbc-9b93-8e50a58f51ad">JuicyScore sessions</h2>
<p>JuicyScore sessions (or cookies, also called as JuicySession) are generated on JuicyScore servers and based on random number generator and date and time service has been called. JuicyScore session is not a direct identifier and very similar to advanced token which is created for online payments and is not connected to a device or a user. JuicySession may not be stored in a same ways as regular cookies and may be available from the memory.</p>


JuicyScore sessions

<h2 id="ec7d56c3-660e-4c15-9efa-0482f5a7be99">Absence of synchronization</h2>
<p>JuicyScore sessions are not synchronised with third parties. JuicyScore sessions cannot be used for targeted advertising or active marketing purposes (EU GDPR, Article 21).</p>


Absence of synchronization

<h2 id="053ab061-a46c-4947-8dd7-dd5070bc9507">Data collection principles</h2>
<p>JuicyScore follows the principles of necessity and sufficiency in terms of Subject’s data collection on User’s web resources, taking into consideration the reasonable expectations of Data subjects based on their relationship with the User. List of data attributes collected by JuicyScore is open; it contains device, software and connection characteristics, which are allowed for collection by device software settings. JuicyScore is also compliant with online behaviour ethics code, end-user security rules, and Apple and Google standards for mobile applications development (EU GDPR, Recital 47 and Article 6(1) (f)).</p>


Data collection principles

<h2 id="8e5b3a9f-a0c1-4949-91e4-242fc591b7dd">Absence of personal data</h2>
<p>JuicyScore does not collect Subjects’ data which may override their interests or the fundamental rights and freedoms. JuicyScore does not process Subjects’ data attributes such as full name, contact data including full registration or mail delivery address, full phone numbers, full e-mail address, passport or any other direct identities, as well as sensitive data like disposable income, expenses, religion and so on (EU GDPR, Recital 47).</p>


Absence of personal data

<h2 id="d9a14cfb-2f0c-4117-bd55-21d31226b27f">Informing</h2>
<p>Users in EU jurisdiction must notify their Subjects about device fingerprinting mechanisms and/or external sessions running on their online resources. This notification must be present before Subjects enter the page (s) created with mentioned mechanisms and/or containing mentioned sessions. JuicyScore data collector (JavaScript) is recommended for installation on User’s web-portal and/or mobile starting from second page; JuicyScore sessions should be classified as essential cookies; Subject’s decline for such cookies should be treated as a decline to continue a visit of the web-portal or application process session termination (EU GDPR, Article 21).</p>


Informing

<h2 id="f2bd4465-5023-4117-aeb4-1ae47cae9aca">Responsibility</h2>
<p>JuicyScore response is provided only on User’s request; JuicyScore is not accountable for any actions which were taken or were not taken with the JuicyScore provided data vector on User’s request.</p>


Responsibility

Compliance

JuicyScore data policy

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